My son had been addicted to drugs - heavy drugs. He entered treatment
Published Thursday, 27th Aug 09:48 BST
My son had been addicted to drugs - heavy drugs. He entered treatment in Dec. 2005. BC&BS was terrible with reimbursement, so I was told later by the [very nice] treatment facility he entered. I was told by the center that BC only paid them for about one quarter of the total cost. As a result of these financial abuses by BC&bS and others like them, many of the higher-end, nice drug & alcohol rehab. facilities have stopped taking medical insurance and the cheapest motor trade insurance.
Oh, there are still warehouse and institutional-type drug & alcohol rehabs that accept insurance as well as cheapest motor trade insurance, but thanks to the GREED of BC&BS and the rest of them, the patients' choices are now very limited. And you know what they say about beggars can't be choosers. It all comes down to this: Your treatment must be in-network or it won't be covered. And even then, you must have a primary practitioner's letter prescribing/advising treatment or you will jeopardize your chances of being reimbursed.
I am fighting with United Health Care over a medication which I need to treat my painful arthritis and to get the cheapest motor trade insurance. Blue Cross/Blue Shield covered Enbrel injections at 50 mg 2X week after my Doctor certified it is medically necessary and the rates. The recommended 25 mg 2x week dose proved ineffective, which is when my Doctor increased the dosage. The higher dose has not caused any side effects and has been effective in reducing inflammation and pain. Then my office changed providers to United Health Care which Refuses to cover the dosage leaving me without the medication.
I was sold an Anthem HSA insurance plan labled as $2500/$5000 as a rate and told that it meant that my wife and I each had a $2500 deductible. I had a bike accident in June and spent an afternoon in the hospital. The bills are almost to $5000. Anthem is telling me that I have a $5000 "family" deductible and that my agent should have explained it better. even my agent thinks that this business I should have a $2500 deductible, but Anthem is definitely trying to scew me. Health insurance in this country is a corrupt racket for the cheapest motor trade insurance. This is criminal business.
Last winter I was doing some work around my apartment and accidentally drank some paint thinner that I thought was water because I was trying to find the cheapest motor trade insurance. I put the paint thinner in a drinking glass because it made it easier to clean the brushes. Anyway long story story short I must have been dizzy and confused from the fumes and was thirsty. I ACCIDENTALLY drank the paint thinner. Right away, I knew something wasn't right.
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